Complete your information and Funeral choices (app provided)
Arrange a meeting with Financial Insurance Agents
Access your vault and planner to store your documents, memories and even messages for the future Find Out More
Inform us on passing to begin carrying our your plans and wishes
We get it. Planning for the end can seem costly and complicated. But you don't want to burden your loved ones with that heavy responsibility.
That is why we provide a holistic programs that assures your funeral wishes and final plans are followed accordingly, even when you no longer can.
Save up to 50% costs of final expenses**Subjected to insurance process, due diligence and acceptance.
Through the digital platform you will gain access to the information and tools to manage your funeral preferences, and your legacy plans, all in one place.
Your choices, information and plans are stored securely in one place. Our application ensures the right people get the information at the right time to carry out your wishes.
Find out more about how we take care of your data.
Your last wishes documented and passed on to your choice executors or next of kin.
Funeral financing ensures your wishes are known, and that expenses covered in carrying out your wishes, removing the financial burden off loved ones.
Each tribute is verified by community providers to ensure the authenticity of its contents
Control every aspect of your tribute to be viewed by the public, or selected loved ones
Customize designs and website address to personalize to your needs (additional fees may apply)
Various integrations with Facebook makes it easy for others to get involved, share content, and celebrate loved ones in a welcoming fashion
Tributes are built to last, so each record is tracked to notify loved ones of updates and new content as time progresses
Each tribute can provide a channel for donations to loved ones or other appointed organizations, and showcased on a donor roll
|Complete $50/mon||Honor $75/mon|
|Digital Planning & Storage Application|
|Letter of Instruction||Online||Online|
|Digital Storage Capacity Digital storage allows for your information to be shared in the future||20MB (15 years)||20MB (30 years)|
|Niche for post-cremation|
Funeral Financing program takes advantage of insurance plans from licensed insurance firms to reduce the cost of your final expenses.
Fill up the contact form and a representative will reach out to you shortly.
Your last wishes documented and passed on to your choice executors or next of kin. Meanwhile, funeral packages purchased here will be fulfilled
Please see our listed packages above.
Answer a few simple questions to find out if the scheme is right for you
Disclaimer Neither Timeliss nor Memori are licensed or regulated entities by Monetary Authority of Singapore. All information provided here are for educational purposes only. None of the information contained here constitutes an offer (or solicitation of an offer) to buy or sell any financial instrument or to make any investment. The information and publications are not intended to be and do not constitute financial advice, investment advice or any other advice or recommendation of any sort offered or endorsed by neither Timeliss nor Memori. For clarity, you will be solely responsible for: (i) compliance with any and all applicable laws, rules, and regulations; and (ii) any use you may make of the Service to assist in complying with any such laws, rules, or regulations. The Service does not include any legal, regulatory, accounting, or tax advice, and you will rely solely upon your own advisors with respect to such advice. View Terms & Conditions
This Terms of Service and Subscription Agreement constitutes an agreement between you (Subscriber, user, or customer) and us (Timeliss Pte Ltd & Memori MY Sdn. Bhd. and its affiliated companies), and sets forth the terms and conditions that apply to your access and use of our Service, Website and Applications.
For the content which is created on the Timeliss Pte Ltd & Memori MY Sdn. Bhd. and its affiliated companies platform
The information provided on our platform (the “Information”) is
(a) intended for general circulation in Singapore and
(b) not intended for general circulation outside of Singapore.
The Information does not constitute an offer or solicitation to buy or sell any investment product(s). It does not take into account the specific investment objectives, financial situation or particular needs of any person. Investors should seek advice from a financial adviser before investing in any financial or insurance products. In the event that the investor chooses not to seek advice from a financial adviser, he/she should consider whether the product in question is suitable for him/her. Any examples provided are for illustrative purposes only. Timeliss Pte Ltd & Memori MY Sdn. Bhd. and its affiliated companies and its affiliates make no warranty as to the accuracy, completeness, merchantability or fitness for any purpose, of the Information or as to the results obtained by any person from the use of any Information or investment product(s) mentioned within the Information.
Timeliss Pte Ltd & Memori MY Sdn. Bhd. and its affiliated companies undertakes no responsibility to update the Information. Timeliss Pte Ltd & Memori MY Sdn. Bhd. and its affiliated companies reserves the right to make changes to the Information from time to time. In no event shall the Information, its contents, or any change, omission or error in the Information form the basis for any claim, demand or cause of action against Timeliss Pte Ltd & Memori MY Sdn. Bhd. and its affiliated companies and/or any of its affiliates and Timeliss Pte Ltd & Memori MY Sdn. Bhd. and its affiliated companies and/or its affiliates expressly disclaim liability for the same. In the event that the Information or any part thereof is recirculated, transmitted or otherwise distributed in any format to any other person by a recipient, such recipient will have the full responsibility to ensure that such recirculation, transmission or distribution complies with all applicable laws, rules, regulations and directives in all the relevant jurisdictions. Timeliss Pte Ltd & Memori MY Sdn. Bhd. and its affiliated companies, and its affiliates hereby disclaim all responsibility and liability arising in connection with such recirculation, transmission or distribution.
"Agreement" means this Terms of Service and Subscription Agreement.
"Application", singular or plural, refers to any of our html-based computer programs, smartphone, tablet or personal computer applications and all other software programs made available to users by us.
"Confidential Information" means all information exchanged between the Parties in connection to the Service, whether in writing, electronically or verbally, but does not include information which is, or becomes, publicly available other than through unauthorized disclosure by the other Party. Confidential Information will also include information submitted to the receiving Party by a third party under instruction from, and under confidential obligation with, the disclosing Party.
"Metadata" means statistical collective data amongst Timeliss Pte Ltd & Memori MY Sdn. Bhd. and its affiliated companies users produced by Timeliss Pte Ltd & Memori MY Sdn. Bhd. and its affiliated companies as part of the Service.
"Party" refers individually to each of you and Timeliss Pte Ltd & Memori MY Sdn. Bhd. and its affiliated companies.
"Parties" refer to both you and Timeliss Pte Ltd & Memori MY Sdn. Bhd. and its affiliated companies collectively.
"Personal Identification Information" means your name, address, identification number, phone number, and/or other information by which you may be personally identified.
"Privacy Statement" refers to the document set out at https://seedly.sg/terms "Service" means the account aggregation, portfolio visualization, analytics and reporting services made available by Timeliss Pte Ltd & Memori MY Sdn. Bhd. and its affiliated companies, under the brand name S Timeliss Pte Ltd & Memori MY Sdn. Bhd. and its affiliated companies.
"Subscriber", "user" or "customer", capitalized or otherwise, means the person who accesses, uses or subscribes to the Service, and, if authorized and applicable, the entity on whose behalf any person accesses, uses or subscribes to the Service.
"You" means the subscriber, user or customer. "Your", capitalized or otherwise, has a corresponding meaning.
Your use of our Websites and/or Service is subject to this Agreement and our Privacy Statement which addresses how we handle and protect your data and information.
Please read this Agreement carefully. By accessing, using and/or subscribing to our Service, Websites and/or Applications, you understand and agree to be bound by the terms and conditions of this Agreement and our Privacy Statement.
If you do not agree to this Agreement or the terms of our Privacy Statement, you are not authorised to use our Service, Websites and/or Applications. By accepting this Agreement, you represent that you have the capacity to enter, or if you are acting on behalf of a company or entity, that you have the authority to bind such entity, into a legally binding contract, and you agree that this Agreement legally binds you as if such agreement was executed in writing and by your own hand.
Timeliss Pte Ltd & Memori MY Sdn. Bhd. and its affiliated companies is subject to and complies with the Singapore Personal Data Protection Act 2012 (“PDPA”).
The PDPA establishes a general data protection law in Singapore which governs the collection, use and disclosure of individuals’ personal data by organisations. We undertake to protect your personal data in accordance with the PDPA.
Timeliss Pte Ltd & Memori MY Sdn. Bhd. and its affiliated companies is a funeral and legacy planning aggregation and portfolio visualization, analytics and reporting service.
There is currently no prescribed registration and subscription free for the usage of the Timeliss Pte Ltd & Memori MY Sdn. Bhd. and its affiliated companies website and/or applications. Timeliss Pte Ltd & Memori MY Sdn. Bhd. and its affiliated companies reserves the right to impose such fee at a later date, but will seek your agreement before doing so.
We may revise the terms of this Agreement from time to time and the most current version will always be posted on the Website or made available through our various platforms. If the revision, is material, we will notify you by e-mail, through any one of the platforms or via other means of communication. That said, you are responsible for checking the terms of this Agreement regularly. By continuing to access or use the Service after revisions become effective, you agree to be bound by the revised terms.
(i) ensure that your username and password required to access the Service is kept secure and confidential at all times and agree to make every reasonable effort to prevent unauthorised third parties from accessing the Service using your username and password. In the event of any unauthorized use of your username and password or any other security breach, you must notify Timeliss Pte Ltd & Memori MY Sdn. Bhd. and its affiliated companies immediately and take all other actions necessary or as required by Timeliss Pte Ltd & Memori MY Sdn. Bhd. and its affiliated companies to maintain the security of the Service;
(ii) not attempt to undermine the security or integrity of Timeliss Pte Ltd & Memori MY Sdn. Bhd. and its affiliated companies’ computing systems or networks where the Service is hosted, or take or permit any action which may impair the functionality of the Service or the Website;
(iii) not attempt to copy, reproduce, reverse engineer or decompile any computer program, design, functionality and any other component of the Service and/or Applications, or engage in any Automated Data Collection for any purpose whatsoever without our prior express written permission;
(iv) not attempt to gain unauthorized access to any materials other than those contained in your ‘user only’ area or to which you are otherwise expressly permitted to access; and
(v) not transmit or upload into the Service and/or Website any files containing malicious computer codes or any software that may damage our computing systems or networks or any other person’s computing device or any content that may be offensive or any material or data in violation of any law; and
(vi) warrant at all times that any information or data provided by you to Timeliss Pte Ltd & Memori MY Sdn. Bhd. and its affiliated companies in connection with this Agreement is your own, is true and correct, does not infringe any rights, including intellectual property rights or confidentiality rights, of any person and that you are fully entitled to furnish such information or data to Timeliss Pte Ltd & Memori MY Sdn. Bhd. and its affiliated companies for purposes of this Agreement and, for so long as your Account remains in force.
(v) any reviews uploaded by you onto our website or any of our platforms shall be intended solely for the purpose of responsibly informing other users and members of our platform of your opinion of the financial services and/or products that are the subject of the review. Upon upload, any of your reviews shall be deemed to be the intellectual property of Timeliss Pte Ltd & Memori MY Sdn. Bhd. and its affiliated companies and by uploading such reviews you warrant that you own the copyright of any content uploaded and thus have the requisite right to transfer and/or assign the same to us. We may use such reviews in whole or in part at our sole discretion (e.g. for marketing, promotion or improvement of our service) on our website or our platform or such social media platforms, newsletters, special promotions, apps or other channels owned, hosted, used or controlled by us and our business partners. We reserve the right to adjust, amend, refuse or remove reviews at our sole discretion. Timeliss Pte Ltd & Memori MY Sdn. Bhd. and its affiliated companies will not accept reviews which: Include profanity, hate speech, threats of violence or personal attacks - Are sexually explicit or discriminatory - Promote illegal activities (e.g. drugs, prostitution) - Contain full names or other personal information such as email addresses, residential addresses or phone numbers - Contain politically sensitive comments.
You may only use the Service in accordance with and within the limitations of your Subscription as set out in this clause. You must only use the Service strictly for your or, if you are using our Service for and on behalf of an organization, your organization’s own lawful purposes. You may not purport to licence, sell, lease, outsource or otherwise share or permit the use of the Service to or with any third party, whether or not such actions are undertaken for financial gain. Usage beyond this limitation will result in a suspension or cancellation of your Subscription and you may also be liable for payment of any costs, losses and/or damages that may be suffered by us as a result.
You understand and agree that the reports, analyses and other content provided to you by the Service is solely for your own general information purposes and does not constitute financial advice and may not be used by you to make financial or investment decisions, which should be based on your own independent research and analysis. Timeliss Pte Ltd & Memori MY Sdn. Bhd. and its affiliated companies makes no investment recommendations and offers to subscribe to or for any investment products.
For the avoidance of doubt, information, reviews, comments and/or any statements made on any of our platforms are not intended to constitute any form of advice, recommendation, representation, endorsement or arrangement by us and is not intended to be relied on by you in making (or choosing not to make) any specific investment or any other financial decision. Given that the impact and applicability of any views, opinions, comments or other statements made on our platforms vary widely based on your particular circumstances and the particular circumstances of those of other members of the community, you should always carry out your own research into any products or opportunities that are of interest to you.
(i) False Declaration on Insurance Health questionnaires will result in immediate termination of the program with no refund.
(ii) Late or No payment of monthly subscription fees will result in immediate termination of the program with no refund.
(iii) Force Majeure applies, including covering abnormal inflation.
(iv) Timeliss Pte Ltd & Memori MY Sdn. Bhd. and its affiliated companies reserves the right on an option EITHER to provide suitable alternatives should a particular service cease to exist or faced abnormal inflation OR to release the sum assured for death benefit.
(v) Customers are responsible for choosing the appropriate funeral financing plans, any items not included in the chosen package, additional top-up will be required.
(vi) Packages include a coordination fee for services pertaining to Legacy Coordination and Funeral Management.
(vii) Clients have the option to select a single NOK to benefit the NOK Package. Memori reserves the right to decide on prevailing NOK Package offered by insurance partners.
(viii) Regarding Remaining Funds for NOK Package, this would be subjected to the final nett remaining amount of funds left after all other expenses from the package are paid off. For avoidance of doubt, Allocated Funds for Land distribution and Land Tax will take precedence over Remaining Funds for NOK Package.
(ix) Clients Personal Data are for Timeliss Pte Ltd & Memori MY Sdn. Bhd. and its affiliated companies and will not be handed over to any third party (eg. Insurers). However, analytical data derived from Clients personal data will be used to improve Timeliss Pte Ltd & Memori MY Sdn. Bhd. and its affiliated companies or Timeliss Pte Ltd & Memori MY Sdn. Bhd. and its affiliated companies’s partners services, offerings and products.
(i) The financial account statements and other financial data that you provide to us or otherwise authorize us to have access to (collectively, your "Personal Financial Data"), is your property.
(iii) You acknowledge that, for your privacy, security and other operational reasons, your data in the original form received by us may be deleted without being backed-up by us after such data has been processed for purposes of the Service.
(iv) If you decide to stop the Service and cancel your Subscription and account, we will delete your Personal Financial Data,, from the Service, within a reasonable time. Kindly note that (a) there may be some latency in removing this information from our servers and back-up storage; and (b) we may retain your data and information, and in certain cases, may disclose the same to third parties if necessary to comply with applicable laws and legal obligations, resolving disputes, enforcing this Agreements and protect our intellectual property rights.
(i) The technology and contents of the Service, including, but not limited to, the "look and feel" (such as text, graphics, images, illustrations, logos, button icons) of our Websites, Applications and all other material, Meta Data, photographs, videos, tutorials, editorial content, notices, software and other content, are the property of Timeliss Pte Ltd & Memori MY Sdn. Bhd. and its affiliated companies (and/or its licensors), which is protected by copyright law of Singapore and international treaties, trademark, patent laws and/or all other intellectual property laws, as may be applicable.
(ii) As part of the Service, Timeliss Pte Ltd & Memori MY Sdn. Bhd. and its affiliated companies grants you a non-exclusive, limited, royalty-free, revocable license, during the term of this Agreement, to use our Websites and Applications to facilitate your personal, non-commercial use of the Service.
(iii) You acknowledge and agree that Timeliss Pte Ltd & Memori MY Sdn. Bhd. and its affiliated companies, the Timeliss Pte Ltd & Memori MY Sdn. Bhd. and its affiliated companies logo, Timeliss Pte Ltd & Memori MY Sdn. Bhd. and its affiliated companies and the Timeliss Pte Ltd & Memori MY Sdn. Bhd. and its affiliated companies logo are our trademarks and/or service marks and may not be used by you without our prior written consent.
(iv) Any distribution, reprint or electronic reproduction of any content from the Service, in whole or in part, is strictly prohibited without our prior written consent.
(v) Any reviews, comments or statements uploaded by you onto our website or any of our platforms shall be intended solely for the purpose of responsibly informing other users and members of our platform of your opinion of the [financial services and/or products that are the subject of the review]. Upon upload, any of your reviews shall be deemed to be the intellectual property of Timeliss Pte Ltd & Memori MY Sdn. Bhd. and its affiliated companies and by uploading such reviews you warrant that you own the copyright of any content uploaded and thus have the requisite right to transfer and/or assign the same to us. We may use such reviews in whole or in part at our sole discretion (e.g. for marketing, promotion or improvement of our service) on our website or our platform or such social media platforms, newsletters, special promotions, apps or other channels owned, hosted, used or controlled by us and our business partners. We reserve the right to adjust, amend, refuse or remove reviews at our sole discretion. Timeliss Pte Ltd & Memori MY Sdn. Bhd. and its affiliated companies will not accept reviews which:
Include profanity, hate speech, threats of violence or personal attacks.
Are sexually explicit or discriminatory.
Promote illegal activities (e.g. drugs, prostitution).
Contain full names or other personal information such as email addresses, residential addresses or phone numbers.
Contain politically sensitive comments.
You indemnify us against all costs, losses and damages arising from your breach of any of the Agreement and any other obligation you may have to Us.
Our Service is provided to you on an "as is" basis and, to the fullest extent permissible by law, we make no express or implied warranty as to the accuracy, timeliness, availability or uninterrupted use of the Service. You hereby acknowledge that your use of the services is at your sole risk. Whilst we will use reasonable commercial efforts to ensure that all information from your Personal Financial Data is accurately captured, extracted and/or entered into our system, we do not guarantee the accuracy, integrity or quality of this process or any reports and/or analysis generated by Timeliss Pte Ltd & Memori MY Sdn. Bhd. and its affiliated companies. You are responsible for reviewing and verifying all such reports and/or analysis and promptly informing us of any errors noted. Subject to that, we will take steps to investigate and rectify any confirmed errors as soon as reasonably practicable following receipt your notification.
(a) To the maximum extent permitted by law, we will not be liable to you for any loss (including loss of information, data, revenues, profits or savings) or damage resulting, directly or indirectly, from any use of, or reliance on the Service. You assume sole responsibility for results obtained from the use of the Service and the conclusions drawn from such use.
(b) Without limiting clause 11(a), if you suffer loss or damage as a result of our negligence or failure to comply with our obligations under this Agreement, any claim by you against us relating to this Agreement, whether in contract, tort or otherwise, will in any event not exceed in the aggregate of fifty Singapore dollars (S$50).
The Services may enable you to link to the websites and to access the content, products and/or services of third parties, including users, advertisers, affiliates and sponsors of such third parties. We have no control over and are not responsible for any such third party websites or content, products or services and you agree to bear all risks associated with your access to and/or use of any such third party websites, content, products and services.
This Agreement, together with our Privacy Statement, your Subscription and any other notices or instructions given to you under this Agreement, supersedes and replaces all prior agreements, representations (whether oral or written), and understandings and constitute the entire agreement between you and us relating to the Service and the use of our Websites and Applications.
No waiver of any claim, right or entitlement will be effective unless made in writing. If either Party waives any breach of this Agreement, this will not constitute a waiver of any other or continuing breach.
Neither Party will be liable for any delay or failure in performance of its obligations under this Agreement if the delay or failure is due to any cause outside its reasonable control. This clause does not apply to any obligation to pay money. If the event leading to such delay continues for more than 1 month, either Party will be entitled to terminate this Agreement, upon written notice to the other, whereupon this Agreement shall forthwith terminate with no further claims on the part of either Party but without prejudice to any previously accrued claims.
You may not assign or transfer any rights under this Agreement to any other person without our prior written consent. Subject to that, this agreement shall inure to the benefit of and be binding upon the Parties hereto and their respective successors and assigns.
This Agreement shall be governed and construed in accordance with the laws of Singapore. Any dispute arising out of or in connection with this Agreement, including any question regarding its existence, validity or termination, shall be referred to and resolved by arbitration in Singapore in accordance with the Arbitration Rules of Singapore International Arbitration Centre ("SIAC") for the time being in force which rules are deemed to be incorporated by reference to this clause. The tribunal shall consist of one (1) arbitrator to be appointed by the President of the SIAC Court of Arbitration. The language of the arbitration shall be in English. The physical venue of the arbitration shall be Singapore. The decision of the arbitrator shall be final and binding on the Parties and may be used (without limitation) as a basis for judgment in any country which has ratified the 1958 New York Convention on the Recognition and Enforcement of Foreign Arbitral Awards.
If any part or provision of this Agreement is invalid, unenforceable or in conflict with the law, that part or provision shall be deemed replaced with a provision which, as far as possible, accomplishes the original purpose of that part or provision or if such replacement is not practicable shall be deemed deleted, in either case without affect the legality and binding nature of the remainder of this Agreement.
Any notice given under this Agreement by either Party to the other must be in writing, by email, or by electronic communication via the Website and will be deemed to have been given on transmission, unless the recipient can satisfactorily establish that the email or electronic communication was not received by the recipient’s email or web server. Notices to us must be sent by email to firstname.lastname@example.org or to any other email address notified by email to you by us, or by electronic communication via the Website from time to time for such purpose. Notices to you will be sent to the email address which you provided when registering for setting up your access to the Service (or to such updated email address as may be notified to us from time to time) or by electronic communication via the Website.
A person who is not a party to this Agreement has no right to benefit under or entitlement to enforce any term of this Agreement.
You acknowledge and agree that we are merely a service provider in connection with the Service and that nothing in this Agreement shall cause or constitute the Parties to be partners, agents or fiduciaries of, or joint ventures with, each other.